ASSET-BACKED FINANCING · COLLATERALISATION · OHADA AREA

Decide on evidence. Lend against the real.

Tauraco brings banks and financial institutions financing files that already carry their documents: the business’s actual activity, verified assets, security interests created under the OHADA framework, and evidence on file. You keep the decision — the platform prepares everything else.

  • 17 States, one legal framework
  • Funds never pass through Tauraco
  • Every rule cited with its article
  • Inventory held by an independent custodian

BANKS & FINANCIAL INSTITUTIONS

What your credit committee gains.

Less time chasing paperwork, more time on the decision — and collateral you can answer for in front of your auditor.

01

Files that arrive complete

The business’s ERP feeds its request: invoices, receivables, contracts, activity history. The file reads in the order it was built, documents attached.

02

Security interests that hold

Pledges and charges created under the Uniform Act, every rule cited with its article, every instrument carrying its time-stamped evidence.

03

Exposures under watch

A computed, versioned borrowing base, alerts executed daily, field inspections: discrepancies surface early — and they never adjust themselves.

01

Banks & credit institutions

Assess structured requests and monitor financings in an isolated institution context.

02

Finance companies & factoring companies

Review receivables financing files within the scope declared by the institution.

03

Microfinance institutions

Reach the same files where the applicable framework allows, on the same evidence base.

STOCK FINANCE & THIRD-PARTY CUSTODY

Finance inventory without losing control of it.

Your clients hold value in warehouses. Tauraco makes it financeable — on your terms: inventory is kept in the ERP, valuation stays prudent, the haircut and advance rate are yours, and an independent custodian holds the goods, inspects them, and only opens the door upon your authorisation.

  • Your policy, versionedHaircut, advance rate, approved warehouses, count freshness: you set the rules, the platform applies and dates them.
  • A custodian who answers for the goodsDesignated by deed, it confirms receipt, inspects on site and executes stock releases — upon authorisation only, with evidence in the journal.
  • Discrepancies that surface, never absorbedA negative inspection becomes an alert. An insufficient base opens a deficiency with a cure deadline. Nothing corrects itself.
Retained inventory value
After haircut
After advance rate
Borrowing base available
The waterfall reads on screen, line by line, and every snapshot is versioned — a drawdown never exceeds the available base.

COLLATERAL

Everything that can secure a financing, in one place.

Collateralisation at Tauraco starts from the real: the asset identified, what has been verified, the security and the documents that establish it. What you do not receive is an opinion in your place — the decision remains yours.

01

Invoices & receivables

Trade receivables from a traceable business workflow.

02

Contracts & procurement

Contract references and events relevant to the file.

03

Inventory

Lots, valuation, borrowing base — with third-party custody as the control layer.

04

Equipment

Identifiers, declared value and associated documents.

05

Other collateralisable assets

States shown from explicit configuration, with no implicit legal verdict.

06

Evidence

Documents, events and fingerprints governed by authorisations.

FROM DOCUMENT TO DISBURSEMENT

Every step under control.

Nothing is re-entered from one end to the other: the invoice born of the activity becomes the asset, then the security, then the file you assess. At the end it reads in the order it was built — and the disbursement leaves from your accounts, never from ours.

  1. 01Tauraco ERPThe invoice comes from actual activity
  2. 02AssetIdentified and tied to its owner
  3. 03VerificationWhat was checked, and against which document
  4. 04SecurityFive states, each one explained
  5. 05EvidenceThe instrument and its log, on file
  6. 06FinancingThe decision belongs to the institution

BUSINESSES

Run your business today. Prepare its financing tomorrow.

Invoicing, accounting, inventory and financing in a single application. Your track record builds as you work — it becomes the file you will present, with nothing re-entered.

OHADA AREA

One body of law. Seventeen States. A single integration.

The Uniform Act organising security interests applies directly in all seventeen member States: that is what makes a common base possible, and what spares you seventeen integrations. Any business in that area can open its ERP, invoice and build its track record today; the presence of a financing partner is established at the time of the request, file by file — and we tell you for your own file rather than leave you guessing.

  • BJBénin
  • BFBurkina Faso
  • CMCameroun
  • CFRépublique centrafricaine
  • KMComores
  • CGCongo
  • CICôte d’Ivoire
  • GAGabon
  • GNGuinée
  • GWGuinée-Bissau
  • GQGuinée équatoriale
  • MLMali
  • NENiger
  • CDRépublique démocratique du Congo
  • SNSénégal
  • TDTchad
  • TGTogo

WHY TRUST US

Trust is not declared. It is verified.

The funds never pass through us

Tauraco is not a lender and does not collect the capital used to finance businesses. Every disbursement is made by the institution that granted the financing, straight to the beneficiary it selected. No transit account to watch, and no counterparty risk on us.

You always know which article you rely on

Every rule used in a file arrives with its article of the Uniform Act, its source and the date a lawyer reviewed it. You cite it in your analysis, you show it to your auditor, you do not redo the work. This legal reference framework is held under versioned legal governance: nothing changes in it without a version and a date saying so.

And whatever no lawyer has reviewed is never presented to you as law. We would rather tell you a question is still open than let you find out elsewhere.

Every claim has its evidence

Instruments, events, receipts, inspection reports: everything that matters in a file is dated, journalled and readable under the proper authorisations. What is not proven is not claimed.

TAURACO · ERP + COLLATERAL

Let’s talk about your next file.

An isolated institution workspace, documented files, collateral you can answer for. The platform is in production — the decision is yours.